Terms of Service
Effective Date: January 1, 2026 | Last Updated: April 2026
These Terms of Service ("Terms") govern your use of the USA Health Plan Options website and any services provided through it. By accessing or using our website, you agree to be bound by these Terms. If you do not agree, please do not use our website.
1. About Us
USA Health Plan Options is an independent, authorized insurance agent licensed to sell health insurance products. We are not an insurance company. We are not affiliated with, employed by, or endorsed by the Blue Cross Blue Shield Association or any of its member companies. Blue Cross Blue Shield® is a registered trademark of the Blue Cross Blue Shield Association.
2. No Insurance Contract
Submitting your information on this website does not constitute an application for insurance, nor does it bind any insurance coverage. Coverage is subject to approval by the applicable insurance carrier, payment of premiums, and the terms and conditions of the selected plan. All plan details, pricing, and eligibility are determined by the carrier and may change without notice.
3. Informational Purposes Only
The information provided on this website is for general informational purposes only and does not constitute legal, financial, or insurance advice. Plan availability, pricing, and benefits vary by state, county, and individual eligibility. You should review all plan documents carefully before enrolling.
4. Consent to Contact
By submitting your contact information through our website, you consent to receive calls, text messages, and emails from USA Health Plan Options and its licensed agents regarding health insurance options. This includes communications via automated dialing systems or pre-recorded messages. Consent is not a condition of purchasing any insurance product. You may opt out at any time by contacting us at (866) 280-2669.
5. Accuracy of Information
You agree to provide accurate, complete, and current information when submitting any form on our website. Providing false or misleading information may affect your ability to obtain coverage and may violate applicable law.
6. Intellectual Property
All content on this website, including text, graphics, and design, is the property of USA Health Plan Options or its licensors and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works from any content on this site without our express written consent.
7. Third-Party Services
Our website may link to or reference third-party websites or services. We are not responsible for the content, accuracy, or practices of any third-party site. The inclusion of any link does not imply our endorsement of that site.
8. Disclaimer of Warranties
This website and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the site will be uninterrupted, error-free, or free of viruses or other harmful components.
9. Limitation of Liability
To the fullest extent permitted by law, USA Health Plan Options shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or any services obtained through it.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the state in which you reside, without regard to conflict of law principles.
11. Changes to These Terms
We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Your continued use of the website following any changes constitutes acceptance of the updated Terms.
12. Contact Us
For questions about these Terms, please contact us:
USA Health Plan Options
Phone: (866) 280-2669
Independent, Authorized Insurance Agent